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Get a feel for the quality, beauty, and value we provide by viewing some of our featured remodeling projects near you. Home Adaptations for Independence helps low-income seniors and people with disabilities finance home modifications for accessible, safe and independent living. Eligible homeowners, renters and landlords can receive up to $20,000 per home in the form of a forgivable loan. The Annual Percentage Rate shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than …